Daily US Stock Pick: 3-Year ROE > 15%

Visa (V): A payment-network toll booth that keeps compounding

Today's pick: Visa Inc (NYSE: V). Three-year ROE of 42–54%+, $21.6B in free cash flow, and a forward P/E of ~21.6x — 14% below the 52-week high. The moat is the network: 200 countries, 65,000 transactions per second, zero credit risk on the books.